The Upgrade Inc Data Breach: Reported Filing Facts

Upgrade Inc. is a financial technology company that provides consumer credit products, including personal loans and credit cards. As a financial institution, the company typically collects and stores sensitive personal and financial data, such as Social Security numbers, bank account details, and credit history information, to facilitate lending services and credit monitoring. This data breach was officially reported to the Indiana Attorney General in 2025, confirming that unauthorized access to the company's systems occurred. If you received a data breach notification letter from Upgrade Inc., it indicates that your personal information may have been compromised during this incident. We recommend reviewing the letter carefully to understand the specific scope of the exposure and following the provided instructions to protect your financial identity.

State: Indiana
Breach date: April 26, 2024
Reported: December 12, 2025

What to do if you were affected

These general steps can help limit the risk of identity theft and fraud after any data breach.

Stay alert to targeted scams
Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.
Keep your notification letter
Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

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