The Xactus LLC Data Breach: Reported Filing Facts
Xactus LLC is a prominent financial services technology company that specializes in mortgage credit reporting and verification solutions for the lending industry. As a provider of credit-related data, the company typically collects and maintains highly sensitive information, including consumer credit reports, Social Security numbers, and detailed financial account records. In 2025, Xactus LLC officially reported a data security incident to the Maryland Attorney General, confirming that unauthorized access to their systems occurred. If you received a formal data breach notification letter from the company, it indicates that your personal information may have been compromised during this event. This notification was issued to ensure you are aware of the situation and to provide guidance on the steps you can take to protect your identity and financial security.
- State
- Maryland
- Reported
- February 14, 2025
What to do if you were affected
These general steps can help limit the risk of identity theft and fraud after any data breach.
Stay alert to targeted scams
Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.
Keep your notification letter
Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.
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